Cannabis Financing

Filling the credit void for cannabis and hemp related businesses by providing quick access to working capital and bridge financing 




Our Focus

About Us

Pharm Capital is a direct credit provider to the cannabis and hemp industry broadly. We provide a  revenue based, factoring instrument to help fuel growth and provide fluidly to the marketplace.  Whether your business needs to buy inventory or provide terms to your customers we have the ability to act quickly and bridge these situations.   

Investment Criteria

Investment Range

250K to 5m off our own balance sheet. Up to 50m syndicated.



4 to 12 months typically.  Longer terms case by case.


Cost of Capital

70%-85% advance  rates on up to 10% of a company's annualized revenue


Prepayment Discount

We encourage our partners to pay us off as early as possible by offering substantial prepayment discounts.


Unsecured for our revenue based product.  Additional working capital products are asset based. 



We apply a straight line amortization, either weekly, bi-weekly, or monthly to our investments.  Additional working capital products can be interest only.


Time to close

5-7 business days.


Application Process

Fill out the Pharm Capital

Application Form below:

One of our specialists will reach out to understand your financing needs and finalize the application.

Funding will be delivered to your account within days


Get In Touch

Pharm Capital

205 E 42nd Street,
New York, NY, 10017
20th Floor

Copyright 2019 Pharm Capital, Inc.